Find asset management Switzerland

Letztes Update: 30. July 2024

The search for the right asset management is like a jungle: dense, confusing and full of hidden dangers. The differences in performance are sometimes enormous and comparisons are difficult for non-experts. And what about the costs? Here, too, there is often a lack of transparency and the uneasy feeling of not paying too much remains. To cut a long story short: without a clear plan and orientation, it’s easy to get lost in the jungle. But with the help of a guide, you can find the right wealth management solution in Switzerland.

When do you need asset management?

If you don’t want to take care of your finances yourself, whether due to lack of time or lack of specialist knowledge, it can make sense to use an asset management service. This allows you to concentrate fully on your professional and private commitments.

But even in a later phase of life, for example after retirement, it can be reassuring to have a professional asset manager at your side. With the payment of pension fund assets, many people are faced for the first time in their lives with the challenge of managing a large amount themselves and optimally aligning it with their overall asset and tax situation. Here, too, the possibilities seem almost endless. In addition to the popular dividend strategy, there are also other, more tax-attractive distribution portfolios.

It can also be helpful to entrust the investment to someone who has a certain emotional distance to your own assets. In turbulent times, it can be difficult to make rational investment decisions and stay true to your strategy.

Amounts under CHF 250,000 are generally better and more cost-effective with digital asset management. However, if the amount to be invested exceeds one million, the range of asset managers becomes larger and individual support increasingly important.

How to find the right asset management

You can either trust your friends and turn to an asset manager based on a personal recommendation. But perhaps your friends have completely different needs and would rather invest their money in a way that preserves value, whereas you are more interested in capital appreciation. However, the recommended asset manager is probably not the best in all categories.

Or you can go to your bank. At first glance, you will receive individual advice, but the banks often use their own products, which are not always the best on the market. This can lead to conflicts of interest and poor returns.

You can also search for an asset manager on the Internet, but they all show their best side anyway. As long as the asset management company does not offer any funds, you can hardly assess their performance. The industry is so secretive that you usually don’t find out anything about the costs either.

Or you can get professional help in your search for an asset management company, i.e. a guide to lead you through the seemingly confusing jungle. This is where ZWEI Wealth comes into play. ZWEI Wealth is a company that specializes in the brokerage and evaluation of wealth management services and has produced comprehensive ratings for over 400 banks and asset managers.

The ZWEI Wealth transparency portal

With the newly launched ZWEI Wealth transparency portal, you have the opportunity to receive the best offers from banks and asset managers free of charge. After entering your data and the desired portfolio strategy, you will receive a list with an independent assessment of the most suitable offers, which transparently presents the performance, costs and volatility of the individual providers.

The names of the providers are not yet visible in the free overview. The names of the asset managers only become visible during the contractual and content-related implementation, which I will be happy to assist you with. And this is how the request works:

• Fill out the non-binding search request.
• ZWEI Wealth launches a tender, collects and analyzes the offers received in terms of return, risk and costs.
• The anonymized results will be sent to you personally and I will be happy to discuss them with you.

Find asset management with find. from ZWEI Wealth

Would you like to start your search for an asset management company straight away and receive the names of the providers? Then of course you can book the consulting service find. right from the start.

First, we determine your needs and create a catalog of requirements that is sent to over 400 asset managers. These are invited to submit a bid. The offers received are compared by ZWEI Wealth in a report. Just as you select the best hotels on a hotel booking platform based on reviews, prices and amenities, ZWEI Wealth selects the best asset managers based on performance, cost and risk and we discuss them together.

Finally, the three most suitable providers are invited to a short personal presentation – a pitch contest. This gives you the chance to get to know the people who will manage your money personally. At the end of the day, it’s not just the figures that should convince you, but also your gut feeling. I oversee the implementation of the chosen solution and carry out a final review after six months.

As your advisor, I am only paid a transparent fixed fee and do not receive any remuneration from banks or asset managers, so that independent advice is possible.

By using the advisory service find. from ZWEI Wealth gives you a sound basis for decision-making and ensures that you receive the best and most cost-effective wealth management offers. Get in touch for a free initial consultation:

The following portfolios are available from ZWEI Wealth:

• Liquidity portfolio: 47 offers
• Value retention portfolio: 183 offers
• Investment portfolio: 170 offers
• Distributing portfolio: 76 offers
• Sustainability portfolio: 93 offers

Important criteria when choosing an asset management company

• Experience and expertise
• Investment philosophy and approach
• Fees and transparency, dealing with retrocessions
• Customer communication and service
• Reputation and track record
• Custodian bank
• Authorization from FINMA

Asset manager costs and fees: what you should look out for

In addition to the return and the risk taken, costs are an important factor when choosing an asset manager, as high fees reduce your return. Make sure you get a clear overview of all costs incurred, including administration, bank and product fees. Some asset managers also charge a performance-related fee. These conditions should also be clearly explained to you.

Find out how retrocessions are handled. Retrocessions are reimbursements and can take the form of commissions, kickbacks or other financial incentives. This can lead to a conflict of interest, as the asset manager may use products that are more lucrative for himself instead of putting the interests of his clients first.

Particular caution is required with all-in-fees, as not all asset managers understand the same thing by this. In general, the price structure should be simple and understandable.

Conclusion: How to find the best wealth management in Switzerland

Finding an asset management company on your own is anything but easy. The differences in performance and costs are sometimes very large and there is often a lack of transparency. With ZWEI Wealth, you receive an anonymized overview free of charge and can then select the best offers in terms of performance, costs and risk from over 400 asset managers. Let’s work together to find your ideal wealth management solution and ensure that your financial goals are optimally managed.

FAQ: Frequently asked questions about wealth management in Switzerland

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Transparency and disclaimer
I was not paid by anyone for this blog post, it reflects my subjective opinion.
If you open accounts or business relationships, order products or services through my links and codes, I may receive a commission for doing so. However, you will not suffer any disadvantages such as higher prices or the like. The terms and conditions of the respective providers apply. Affiliate links are marked with a *.
Investments are associated with risks which, in the worst case, can lead to the loss of the capital invested.
All publications, i.e. reports, presentations, notices as well as contributions to blogs on this website (“Publications”) are for information purposes only and do not constitute a trading recommendation with regard to the purchase or sale of securities. The publications merely reflect my opinion. Despite careful research, I do not guarantee the accuracy, completeness and timeliness of the information contained in the publications.