Investment and wealth management advice
You want to invest, but you don’t know how to start building your wealth. You want to give your existing portfolio and investment strategy a check-up.
Financial and pension planning
You want to create a budget, determine your savings rate, get an overview of risk events and protect yourself optimally against them.
Digital asset managers
You want to delegate your investment decisions and are looking for a low-cost, digital asset manager.
Pillar 3a and vested benefits
You want to identify pension gaps, close them and find the right pillar 3a solution. Or you may be looking for a way to “park” your vested benefits.
Pension Fund
You want to understand your pension fund statement and what you can expect from your employer’s pension fund.
Taxes
You want to know how to declare your investments on your tax return and save taxes. Or you are unsure whether you should apply for the subsequent ordinary assessment as a person liable for withholding tax.
Date
You describe your concerns to me in a non-binding initial consultation and we discuss whether and how I can help you.
The first call of about 15 minutes is of course free of charge.
Costs online financial coaching
Hourly fee online financial coaching: CHF 150.00
For certain services I can also offer you a flat rate. You can find out the details in a free, no-obligation initial consultation.
I am not tied to any providers. I will pass on any third-party compensation to you.
FAQ Online Financial Coaching and Wealth Advice
Sure, just drop me a line with some date suggestions. By the way, evening or weekend appointments are also possible.
It all depends on your needs. But a consultation with me could look something like this: In the initial consultation you describe your concerns and your goals. We clarify the fee and the further procedure. By e-mail you will receive a list with the documents I need from you to analyze your current situation. In the actual consultation, I present you with solutions tailored to your needs and we discuss whether and how I can accompany you in the implementation. And finally, I will send you by e-mail the consultation protocol and an invoice for the agreed fee. Great if you transfer this within 30 days.
Again, it all depends on your needs. You can hire me for an hour to discuss a specific financial topic, review your investment setting, and get some advice. Or I will be happy to accompany you and your finances in the longer term in all situations of life.
Normally, wealth management consulting takes place digitally via online meetings. This saves travel time and thus costs. But if you wish, we can of course meet in person. In this case, I will pass on the travel expenses incurred.
Yes, I have completed the training to become a certified investment advisor IAF, I have joined an ombudsman’s office, I have taken out professional liability insurance and I am registered in an advisor register according to the Financial Services Act FIDLEG (Registration ID: RS63014).
It’s a bit like cooking and restaurants. Sure you can cook it yourself, it’s probably cheaper. But you need more time for that, you have to think about what you’re cooking, you have to shop, chop… and you’ll probably cook the same recipes over and over again and thinking outside the box is somewhat lacking.
The word “free” is one of those things. Most likely, the bank will recommend you in-house products on which they “hiddenly” earn something. This can lead to conflicts of interest in consulting. On the other hand, I advise you independently of products and providers. If you choose provider A instead of B, then I will receive exactly the same amount, namely only the fee from you. I will pass on any third-party compensation to you.
But sure, that’s what I’m here for. If you already knew everything, I would be completely superfluous. So, bring it on.
No, I am “only” a consultant and not an administrator. I show you different possibilities and you decide which of them you want to implement and how to implement them. Of course, I can accompany you on the way of implementation as well, but transactions are always carried out by yourself in your name and with your account/deposit.
The short answer: No. The longer one: If you’ve been reading my blog for any length of time, you know that I don’t believe in frantic back and forth. Rather long term and boring.
