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Pillar 3a Catch-up Payments: Everything About the New Possibility from 2025

From 2025, there's a much-desired innovation in Pillar 3a: The possibility to retroactively close contribution gaps from past years. But how exactly does catch-up payment work, and what conditions do you need to consider? In this article, we show you how to optimally use the new regulations for your retirement planning – and why thoughtful planning is now more important than ever.
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Pillar 3a on a staggered basis: How to save on capital gains tax

With Pillar 3a, you can not only save taxes in the year you pay in, but in most cases you can also do so with a staggered withdrawal. To do this, you need several 3a accounts or custody accounts, which you then draw on in different years. In this article, we will take a look at the specific taxes that apply to the graduated withdrawal of Pillar 3a funds.