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Pillar 3a Catch-up Payments: Everything About the New Possibility from 2025

From 2025, there's a much-desired innovation in Pillar 3a: The possibility to retroactively close contribution gaps from past years. But how exactly does catch-up payment work, and what conditions do you need to consider? In this article, we show you how to optimally use the new regulations for your retirement planning – and why thoughtful planning is now more important than ever.
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Pillar 3a – how others do it

What was that again about pillar 3a? When can I deposit how much? Should I put everything in an account or would it be better to invest in securities? You'll learn all this and much more in this post based on 5 people in different life situations.
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The pillar 3a strategy comparison

What's in where and how much? Here you can find out what is actually in your third pillar, how the world regions are weighted and how your portfolio compares to other providers.